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RBI ne 31 January 2024 se Paytm Payment Bank ki service par rok laga di hai

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RBI Bain Paytm Payment: RBI ne kiya ek muskil faisla ‘Paytm Payment par rok’

RBI ke Is faisle se log kintne khush hai.

29 February, 2024 ke baad se payment platform apane khato ya wallets mein nai jama svikar nahi kar sakta hai. Paytm payment bank bharat ki sabse badi bhugatan farmo ka Paytm hissa hai.

RBI ne ek itihasik faisla lete huye 31January 2024 ko Paytm payments bank ki service par rok laga di hai. Reserve Bank of India (rbi) ne aadesh dete huye kaha hai. Ki 29 february, 2024 ke baad se payment platform apne khato. Ya wallets mein nai jama rashi svikar nahi kar sakta hai.

RBI Bain Paytm Payment: Prime Article Banner

Aaj is aartikal ke jariye hum aapako batayenge ki. RBI ne Paytm Payment bank ke khilaf itana bada kadam kyo uthaya. Isake sath hi Paytm ne is par kya pratikriya di hai. Aaiye isake bare mein jante hain.

Kya hoge badalav

Aapako bata de ki Paytm Payment bank bharat ki sabse badi bhugatan farmo Paytm ka hissa hai, jise lakho logo dvara istemal kiya jata hain. Magar ab buri khabar ye hai ki RBI dvara lagi rok ke baad 29 february se platform nai rashi jam karane, credit transaction ki suvidha sahit sabhi fund transfer ki suvidha band ho jayegi.

Kendriy bank ke mukhy mahaprabandhak Yogesh Dayal ne pres release mein kaha ki 29 february, 2024 ke baad kisi bhi customer account, prepaid tool, wallet, FASTags, NCMC card aadi mein kisi bhi byaj, cashback ya refund ke alava kisi bhi diposit ya credit transaction ya top ap ki anumati nahi di jayegi.

RBI Bain Paytm Payment: Bache paise ka kya kare?

Isake alava ye bat bhi samane aai hai ki agar grahako dvara upayog kiye ja rahe prepad upakarano, FASTags, National Common Mobility Card aadi koi rashi bachi hai to ve bina kisi pratibandh ke rashi khatm hone tak isaka istemal kar sakate hain. Sath hi agar aapke bachat bank khato, chalu khato mein koi rashi bachi hai to aap ise bina kisi pratibandh ke aasani se nikal sakate hain.

RBI ne kyo lagaya pratibandh

Kendriy bank ne apne bayan me kaha ki paytm Payments bank ke khilaf karravai banking viniyaman adhiniyam, 1949 ki dhara 35A ke tahat ki gai thi. RBI ne kaha ki ushne march 2022 me paytm Payments bank se naye customers jodana band karne ko kaha tha. Ek system audit report ne bank me lagatar Gair-Anupalan aur niyamo ko follow nahi karne ka aarop lagaya hai. Halanki RBI ne is par koi khas tippani nahi ki hai.

Paytm Payments Bank ne kya kaha?

Paytm ne apani safai dete huye kaha ki vah RBI ke nirdesho ka palan karne ke liye ‘Tatkal Kadam’ uthayegi. Thursday ko ek bayan me fintech company ne kaha ki alag-alag payment options ke liye par Paytm payment bank ke sath sath alag alag banko ke sath kam karti hai.

Unhone yeh bhi kaha ki ab hum yojanao me teji layenge aur puri tarah se any bank partners ke paas jayenge. Yani ki ab OCL Paytm payment bank limited ke bajaye kewal any banko ke sath kaam karega.

Is bain se Paytm ko bhari nuksan ho sakta hai, Atkale lagai ja rahi hai Ki RBI ki karravai se Paytm ko 500 karod rupye se adhik ka nuksan hone ki sambhavna hai. Halanki ummed hai ki ishme kuch aham faisle aane wale samye me aa sakte hai. Ishke sath hi Paytm brand One97 Communications Ltd ke shayro me 20 pratishat ki giravat aayi.

Aakhir kyo giri Paytm par Gaaj ?

RBI ke aadesh mein kaha gaya hai ki Paytm ne regulations se jude 8 compliance audits ko sahi se nahi kiya. RBI ki or se janakari d gai hai ki Paytm ne KYC niyamo ka sahi se palan nahi aur isame chetavani ke baad sudhar nahi kiya. Isake bad March 2022 mein Paytm payment bank mein nai customers jodane par rok laga di gai.

Paytm ke ravaiye mein sudhar na dekhate huye kendriy bank ne 31 January 2024 ko Paytm payment bank ki lagabhag sabhi service ko rok diya. Halanki RBI ne february ant tak grahako ko Paytm payment bank ke khaton se paise nikalane ki chhut di hai.

RBI Bain Paytm Payment: Kya Band ho jayega Paytm?

RBI ki is karravai ka asar Paytm app par nahi balki Paytm payment bank par hua hai. Aise mein agar aap Paytm app ka istemal karate hain lekin aapaka bank account Paytm payment bank ki bajaye kisi any bank hai to aapake app par koi fark nahi padega. 29 february ke baad bhi aapaka Paytm app pahle ki tarah kaam karata rahega.

Paytm wallets balance ka kya kare?

29 February ke baad Paytm payment bank ke wallets mein jama paise ko nikalane mein dikkat ho sakati hai. Isaliye use tay sima se pahle any khate mein transfer kar le.

RBI Bain Paytm Payment: Paytm UPI payment ka kiya hoga?

Kendriy bank ne Paytm payment bank par karravai ki hai. Isaliye keval usase judi service hi prabhavit hogi. Grahak Paytm payment bank se linked UPI ka upayog 29 february ke baad nahi kar payenge. Lekin aap bhugatan ke liye any bank accounts ka upayog kar sakte hain.

National Common Mobility Card or Fastag ka kya hoga?

Agar aapake National Common Mobility Card mein balance bacha hai, to aap use aage istemal kar payenge. Paytm Fastag ka istemal karane vaale grahak 29 february tak hi usaka istemal kar sakate hain. Usake baad Paytm Fastag nishkriy ho jayega. Halanki company ne kaha hai. Ki Fastag service ko chalu rakhane ke liye vah dusare banko ke saath sajhedari ki koshish mein lagi hai.

Paytm se loan lene vaalo ka kya hoga?

Agar aapane Paytm payments bank se loan liya hai to loan ka repayment pahle jaisa hi rahega. Aap pahle ki tarah hi kisto ka bhugatan karenge. Halanki company ne apane loan dene vaale platform operations ko kuchh hafto ke liye band kiya hai.

Paytm ab kya karega?

Company dusare sarakari aur private banko ke saath tying-up karake pahle ki tarah hi kaam karegi. Baki niyamo ki tarah agar koi dukanadar Paytm payments bank mein paise lete hain. To unhe dusare banko mein payment receive karana hoga. Kyonki RBI ne Paytm payments bank ke khato mein paise receive karane par bhi rok lagai hai. Halanki Paytm app milane vaale cashback unhe milate rahenge.

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